PM’s Small Business Loan Programme 2013-14 for Youth

PM's Small Business Loan Programme for youth 2013-14

Prime Minister has lunched six different schemes for youth of Pakistan. Among these schemes 1st is Small Business Loans Scheme. Government grant for this scheme is 5 billion rupees in 2013-14 budget. It will range from 0.5 – 20 Million Rupees. It will not interest free loan. 8% mark up will be charged.

PM’s Small Business Loans Scheme

Brief description Small business loans scheme will focus on unemployed youth, especially educated, looking for establishing new enterprises.
Eligibility criteria All young men/women. Age not more than 35 Years.  Entrepreneurial potential.
Focus on women 50% of loans will go to women borrowers.
Debt-Equity ratio 90:10 with tenor of up to 7 years
Pricing 8% fixed for borrower but government will pay the difference of the cost at KIBOR+500 bps.
Refinancing SBP to explore providing 50% refinance at the risk of participating banks
Risk mitigation Government will share 50% of losses subject to a maximum of 10% of the loan amount
Number of Loans 100,000
Size of Loan Rs.0.5 – 2.0 Million
Average Loan Size Rs.1.25 Million
Allocation in Budget 2013-14 Rs.5 billion
Executing agency NBP and First Women Bank under the guidance and supervision of SBP. Other Banks will be encouraged to join.
Sectors and Products All sectors. Standardized schemes/projects/ undertakings will be designed by SMEDA, projects designed by private sector service provider or individuals themselves.

Downloads Application Form

PM's Scheme's for Youth 2013-14


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  3. pml ne aggy be bohat se asy kaam kiye hain.jis pe sub ko fahkhar hai.main apni wife k name se loan lena cahta hun. or main loan le kar bahir k mulak jana cahta hun.plz meri help kare k ye sub kessy hoga?taky main apne bacho ka mustakbil bana sako.ameen

  4. mary pas koi garenty nahe ha ma kiy karun kase mily ga mujhy lone

    • app ka kuch nhi hosakta apne naseeb ko kooso ku ke ye loan bi ameeron ke lea he agr gareeb ke lea hota to ksi 17grade ko gawah nhi bnate . agr humara koi 17 grade ka hoga tabi to zima uthaega na ……… is loan ka maqsad hee ya he ke koi ksi ka zima uthaega he nhi or naahi ksi lo loan mil sakega…

  5. kia ye sub reality ma b ho ga jo abi tk sirf screen per ha aur mere jaisy kitny nojawano ko umeed de raha ha. allah kary k ye haqeeqt ho aur saf manzar ho.

    • main bohat talented hoon per paise ki wjah se kuch nhi kr sakta nawaz sharis or shahbaz sharif shahab app hamare bare hain biwi bacho ki dua app ke sath hai hamein bhi loan chahiye plz

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